Pennsylvania Home Energy Loan Program Lowers Rates for Flood Victims


Harrisburg, PA – Special lower interest rates from the Keystone Home Energy Loan Program (HELP) are now available for homeowners in flood-affected counties, Rep. Rosemary M. Brown (R-Monroe/Pike) announced today.

Pennsylvania homeowners in communities affected by either Hurricane Irene or Tropical Storm Lee are now eligible for limited-time lower Keystone HELP loan rates from 0.99 percent to 4.99 percent for applications received by Dec. 14.

Keystone HELP provides unsecured loans of $1,000 to $15,000 for qualifying improvements that enhance a home’s energy efficiency. There are no closing costs and no penalty for pre-payment. Loan terms range from three to 10 years.

For flood-related applications received through Dec. 14, interest rates for qualifying stand-alone heating, cooling, windows, doors, insulation and domestic hot water systems are 4.99 percent for ENERGY STAR projects and 3.99 percent for Advanced Performance projects. For whole house improvements or projects with air sealing and insulation done by a Building Performance Institute-certified contractor, the rate is 0.99 percent. In addition, up to 35 percent of the loan may be used for “non-energy” improvements rather than the standard 25 percent.

For more information on counties eligible for lower Keystone HELP loan rates, visit and click on “Keystone HELP Program.”